Premium Cash Back Card

A premium flat-rate cash back card that can pay for itself for households with high monthly spend.

See details, rates & fees

Great for high everyday spend

Premium Cash Back Card

4.4Editor rating

Editorial score from our team. Consumer reviews are not available for this offer.

Rewards rate
2% cash back on everything
Annual fee
$95
Waived first year
Welcome bonus
$300
Estimated value
$300
  • Flat 2% cash back with no categories
  • No foreign transaction fees
  • Annual fee waived the first year
Rewards
2% cash back on everything
Welcome bonus
$300 after $3,000 in purchases in 3 months
Annual fee
$95
Intro APR
None
Regular APR
19.49% – 27.49% variable
Foreign transaction fee
None
Credit score requirement
Excellent (720+)
Balance transfer fee
5% of the amount transferred

Benefits

  • Flat 2% cash back with no categories
  • No foreign transaction fees
  • Annual fee waived the first year
  • Trip delay protection
  • Cell phone protection
  • Extended warranty

Redemption

Redeem for statement credits, deposits or travel bookings.

Important terms

Rates, fees and rewards are set by the issuer and may change. Always review the issuer's current terms before applying. Approval is never guaranteed.