Harbor Bank
Secured Credit Builder Card
Best for Building Credit
Great for building credit
Secured Credit Builder Card
4.0Editor rating
Editorial score from our team. Consumer reviews are not available for this offer.
- Rewards rate
- 1% cash back on payments
- Annual fee
- $0
- Welcome bonus
- None
- Min. deposit
- $200 refundable
- Refundable security deposit sets your credit line
- Reports to all three major credit bureaus
- Automatic reviews for a potential upgrade path
- Rewards
- 1% cash back on payments
- Welcome bonus
- None
- Annual fee
- $0
- Intro APR
- None
- Regular APR
- 27.49% variable
- Foreign transaction fee
- None
- Credit score requirement
- Limited / no history
- Balance transfer fee
- Not offered
- Minimum deposit
- $200 refundable
Benefits
- Refundable security deposit sets your credit line
- Reports to all three major credit bureaus
- Automatic reviews for a potential upgrade path
- Free credit score access
- No credit history required to apply
- Deposit returned when the account closes in good standing
Redemption
Cash back is applied automatically as a statement credit.
Important terms
Rates, fees and rewards are set by the issuer and may change. Always review the issuer's current terms before applying. Approval is never guaranteed.