Open Path Unsecured Card

An unsecured option for applicants with limited credit who are not looking for a secured deposit card.

See details, rates & fees

Great for thin credit files

Open Path Unsecured Card

3.6Editor rating

Editorial score from our team. Consumer reviews are not available for this offer.

Rewards rate
1% cash back
Annual fee
$49
Welcome bonus
None
Estimated value
  • Unsecured card that reports to all three bureaus
  • Designed for limited or no credit history
  • Credit line increases after on-time payments
Rewards
1% cash back
Welcome bonus
None
Annual fee
$49
Intro APR
None
Regular APR
29.99% variable
Foreign transaction fee
3%
Credit score requirement
Limited / no history
Balance transfer fee
Not offered

Benefits

  • Unsecured card that reports to all three bureaus
  • Designed for limited or no credit history
  • Credit line increases after on-time payments
  • Credit monitoring tools
  • Payment reminders
  • Card freeze in the app

Redemption

Cash back posts as a statement credit.

Important terms

Rates, fees and rewards are set by the issuer and may change. Always review the issuer's current terms before applying. Approval is never guaranteed.