Limited Time Offer
Great for paying down balances
Balance Shift Transfer Card
4.3Editor rating
Editorial score from our team. Consumer reviews are not available for this offer.
- Rewards rate
- No rewards program
- Annual fee
- $0
- Welcome bonus
- None
- Estimated value
- —
- A long intro balance transfer window to pay down debt
- No annual fee while you work the balance down
- Free access to your credit score
- Rewards
- No rewards program
- Welcome bonus
- None
- Annual fee
- $0
- Intro APR
- 0% intro APR on balance transfers for 21 months
- Regular APR
- 18.24% – 28.99% variable
- Foreign transaction fee
- 3%
- Credit score requirement
- Good (690–719)
- Balance transfer fee
- 3% intro fee for 4 months, then 5%
Benefits
- A long intro balance transfer window to pay down debt
- No annual fee while you work the balance down
- Free access to your credit score
- Flexible payment due date
- Fraud alerts
- Digital card controls
Redemption
No rewards program; the value is in the intro APR window.
Important terms
Rates, fees and rewards are set by the issuer and may change. Always review the issuer's current terms before applying. Approval is never guaranteed.